carsol/monarch-mcp-server

Overview

An MCP server that provides read-only access to Monarch Money financial data via the MCP protocol. It supports multi-factor authentication and exposes transactions, budgets, accounts, and cashflow data to AI assistants for analysis.

Best for

Best for
Developers building AI assistants that need to retrieve and analyze personal finance data from Monarch Money

Use cases

• Query transaction history and categorize spending through an AI assistant
• Monitor budget status and account balances automatically
• Analyze cashflow trends across user-defined time periods

How to use

Tools exposed

• uv
• python

Tested with

Claude Desktop

Example client config

{\n  "mcpServers": {\n    "monarch-money": {\n      "command": "python",\n      "args": ["/path/to/monarch-mcp-server/run_server.py"],\n      "env": {\n        "MONARCH_EMAIL": "your-email@example.com",\n        "MONARCH_PASSWORD": "your-password",\n        "MONARCH_MFA_SECRET": "your-mfa-secret"\n      }\n    }\n  }\n}

Notes

An MCP server that provides read-only access to Monarch Money financial data via the MCP protocol. It supports multi-factor authentication and exposes transactions, budgets, accounts, and cashflow data to AI assistants for analysis.

3 stars on GitHub. Last updated 2025-06-08. Licensed MIT.

Use cases

• Query transaction history and categorize spending through an AI assistant
• Monitor budget status and account balances automatically
• Analyze cashflow trends across user-defined time periods

Pros

• Provides structured, read-only access to personal financial data
• Supports MFA for secure authentication
• Simple Python implementation with the MCP protocol for AI integration

Cons

• Limited to Monarch Money ecosystem only
• Read-only access restricts automation of budget or account edits
• Small community size may limit long-term maintenance and support

Indexed from awesome-mcp-servers-punkpeye and enriched against its public facts.