JosueM1109/personal-finance-mcp

Overview

A self-hosted, read-only MCP server that connects to your bank accounts via Plaid and allows querying financial data from Claude Code. It runs locally and exposes account balances and transactions through the Model Context Protocol.

Best for

Best for
Developers who want to query their personal finances from Claude Code using a self-hosted MCP server

Use cases

• Ask Claude Code for your current account balance across linked banks
• Query recent transactions or spending patterns from a natural language prompt
• Integrate personal finance data into automated budgeting or reporting workflows

How to use

Install

pip install -r requirements.txt

Tools exposed

• list_accounts
• get_balances
• get_transactions
• search_transactions
• get_recurring_transactions
• get_liabilities
• get_investment_holdings
• get_investment_transactions
• get_institutions_status

Tested with

Claude Code

Notes

A self-hosted, read-only MCP server that connects to your bank accounts via Plaid and allows querying financial data from Claude Code. It runs locally and exposes account balances and transactions through the Model Context Protocol.

3 stars on GitHub. Last updated 2026-04-20. Licensed MIT.

Use cases

• Ask Claude Code for your current account balance across linked banks
• Query recent transactions or spending patterns from a natural language prompt
• Integrate personal finance data into automated budgeting or reporting workflows

Pros

• Read-only access reduces risk of accidental modifications
• Self-hosted keeps sensitive financial data on your own infrastructure
• Leverages Plaid’s broad bank connectivity for wide account support

Cons

• Requires a Plaid developer account and API keys to set up
• Limited to read operations only, no transaction creation or bill pay
• Small community with only 3 GitHub stars, limited support and documentation

Indexed from awesome-mcp-servers-punkpeye and enriched against its public facts.