Instead of Lend1
Outgrow Lend1's plan limits. Own your broker system.
Enterprise DNA builds your version around how your brokerage onboards clients, works deals and follows the money, brings your Lend1 records across, and runs it for you. No count of active deals, no seat bands.
Lend1 lists $149, $299 and $499 a month, each plan capped at a number of team members and active deals, with more for SMS and extra credits.
- check_circleYour data in a database you own
- check_circleOpen source, no lock-in
- check_circleBuilt and run by Enterprise DNA
Where the subscription goes
Lend1 prices by how busy you are
Clients, deals, documents and dates are the records of your brokerage. Lend1's plans meter the platform around them: people, live deals, messages, storage and credits.
Seats sold in bands
Starter covers one team member at $149 a month. Add a second person and you are on Pro at $299. Past five people, Enterprise at $499, and past ten Lend1 asks you to contact them.
A ceiling on live deals
Starter holds 50 active deals, Pro 100 and Enterprise 200. A good month of new enquiries pushes a small office toward the next plan whether or not anyone joined.
Messages and credits on a meter
Each plan comes with a monthly allowance of SMS and AI credits. SMS Copilot is a $29 a month add-on on Starter, and more credits come in packs from $20.
Thirty days to leave
Lend1 asks for 30 days' notice to cancel, and fees already charged are not refunded. There is no free plan to fall back to.
Commissions live somewhere else
Lend1 describes no commission ledger of its own. Commission figures come in through its sync with Connective, so reconciling what a lender paid against what it owed stays another job.
Exports you piece together
Lend1 documents importing contacts and deals from a spreadsheet. Before deleting your data, its FAQ says to export your reports and download each deal's document bundle first.
What you get instead
One broker record, sized to your book and not your plan
Deals
Every deal read as a set of dates
A home loan lives or dies on a finance date, a pre-approval expiry and a settlement date. The pipeline sorts deals by the clock, not by which column they sit in.
- check Deals with finance due inside five days and no lender approval yet, at the top
- check Pre-approvals running out under clients who are still looking
- check Applications at a lender with nothing logged for ten days
- check As many live deals as your brokerage writes, with no plan tier to cross
Retention
The fixed-rate expiry list, with the last call beside it
The client whose fixed rate ends next month is the client a rival lender is about to call. See every expiry with the balance and the last contact date.
- check Every fixed rate ending in the next ninety days, soonest first
- check Rates that have already lapsed onto the variable rate, flagged
- check Clients with an expiry coming and no contact logged for a month
- check Annual reviews that are overdue, by broker
Commission
Upfronts and trail checked against what the lender owes
Your lender terms sit in the system as data, so every settlement carries an expected upfront and every statement is checked against it.
- check Upfronts still unpaid thirty days after settlement, named and totalled
- check Payments that came in short, to the dollar, by lender
- check Loans still inside a clawback window, and what each one puts at risk
- check Trail per year by lender, so you know what the book earns
Yours
A database the brokerage owns, and a rule book you can read
Your records sit in plain form any tool can read. Compliance checks and letters come from the same place.
- check A compliance guide that includes the Australian rules, the NCCP Act and the Best Interests Duty, each check citing its source
- check Refix letters, review packs and settlement summaries printed with your logo
- check Add a field, a stage or a report by describing it in plain English
- check Open source under the MIT licence: take it anywhere, with no notice period
Make it yours
Design your own Lend1 replacement
Everything starts from the open-source base. Then it gets your name, the parts you run, your rules and your data from Lend1. Try it here, and we build the real one.
2. What it runs
3. Make it fit
4. Your colour
Answered from your own database
Good morning. Here is what needs you today.
We build it from the open-source base, bring your Lend1 data across and run it for you.
Switching
How to switch from Lend1
The move is mostly export, map, check and run in parallel for a while, not a single cutover day, and how long it takes depends on how much history you bring across.
- 1
Export your records from Lend1
Lend1 documents no bulk export. Its own FAQ says to export your reports and download each deal's document bundle before asking for your data to be deleted. Do this before your 30 day notice period runs out. Get your reports and every document bundle out while your account is still active.
- 2
Load the records in, with a test run first
Lend1's columns are not the same as the new system's, so your records get mapped on the way in rather than dropped in as is. Run a test load first. It shows you what would come across, what would not, and what looks wrong, before anything is actually written to your real database.
- 3
Check what the import flags
Records that arrive from another system come in deliberately incomplete: no due diligence date on a client, no advice file on a deal, until you confirm otherwise. The system lists exactly what is missing on each one, so you can see the gaps in your Lend1 records instead of assuming they were fine.
- 4
Run both systems side by side
Keep Lend1 live and keep working the new system alongside it for a short stretch. Log calls, move deals and check commissions in both. This is how you catch a missed client, a wrong mapping or a document that did not transfer, before Lend1 is the only backup you have left.
- 5
Switch off Lend1
Once the new system holds every client, deal and document you need, and you have checked it against Lend1 for a period without finding gaps, give notice. Lend1 requires 30 days and does not refund fees already charged, so time the cancellation to line up with what you have already exported.
Where the real effort goes
The export and the load are mechanical. The real work is deciding which fields, stages and rules from Lend1 you actually want to keep versus rebuild properly, and how much history to bring rather than leave behind. Enterprise DNA does this mapping and the test runs when you have them install and run it for you.
Not ready for a call?
Get your Lend1 switch plan by email
We will send you the step-by-step plan for moving your business off Lend1, what the move really involves, and how we would do it for you.
Sent. Check your inbox.
Your Lend1 switch plan is on its way.
Rather talk it through? Book a call arrow_forwardTwo ways to switch
Try the free version yourself, or have Enterprise DNA build and run yours
Open source
Run it yourself
Free
- 1 Download the free version from GitHub
- 2 Load the demo brokerage and open it in Claude Code
- 3 Ask what needs your attention across all clients today
- 4 Map your Lend1 records into it when you are ready
Omni by Enterprise DNA
Have Enterprise DNA build it for you
One setup fee, then a monthly retainer
- check We bring your Lend1 clients, deals and referrers across and check them against what you had
- check A branded onboarding link and document upload for your clients, if you rely on Lend1's today
- check We load your aggregator's commission terms and clawback windows so every statement is checked
- check It runs inside Omni, our managed Command Center, with the rest of your business
Questions
Instead of Lend1, answered
Our clients upload their documents through Lend1's link. What happens to that? expand_more
The free version does not have a client onboarding link or a document upload page. Documents stay in your own document store and the record notes what has arrived. If a guided link for clients is part of how you win and keep business, Enterprise DNA builds one into your version, in your brand, feeding the same records.
Lend1 syncs with Connective. Do we lose that? expand_more
Applications keep going through your aggregator and the lenders exactly as they do now. The free version does not sync with Mercury. If you want deals and commissions to flow in from your aggregator rather than be imported, that connection is scoped into the version Enterprise DNA builds for you.
How do we get our records out of Lend1? expand_more
Lend1's own FAQ says to export your reports and download each deal's document bundle before you leave. Do it before your notice period ends. Lend1's columns are not the free version's import format, so your records are mapped on the way in. Enterprise DNA does that mapping, and a test run shows what would come across before anything is written.
Lend1 is only $149 a month. Why switch at all? expand_more
If you are one broker with a light pipeline and you use the onboarding link every day, Starter may suit you. The question is what happens as you grow: a second person means Pro, more than 100 live deals pushes you toward Enterprise, and past ten people Lend1 asks you to contact them. Your own system does not change price when your team or your pipeline does.
Does it handle our compliance obligations? expand_more
It checks your records against a written rule book, including the NCCP Act and the Best Interests Duty, and names the files that are missing something. It is not legal advice: the rules are yours to read and edit to match your credit licence or your licensee's requirements.
Own the record of your brokerage, not a plan tier
30 minutes with Sam. We look at what you pay Lend1, which plan limits you are close to, what your team actually uses, and what your own version would look like. If it is a fit, we build it and run it. If it is not, take the free version and run it yourself.
Mortgage Broking for Claude Code is free and open source, published by Enterprise DNA.
Done paying for Lend1?
Get your version built